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Building financial resilience.

White Box Enterprises’ financial wellbeing program is the first bespoke financial wellbeing program created specifically for, and with, jobs-focused social enterprises.

The three-year program began in 2023 and is funded by Ecstra Foundation. It aims to help social enterprises embed financial wellbeing education into their support models to help employees increase their confidence, skills and behaviours when it comes to money matters.

The program is a valuable addition to the vital wrap-around supports provided by these businesses.

In many cases, the employees involved in the training are earning a wage and managing their money for the very first time, making it the perfect complement.

Research shows that improving financial literacy and resilience among people experiencing disadvantage can reduce financial stress and inequality. It can also improve health and relationships.

Due to limited funds and resources, few jobs-focused social enterprises currently offer financial wellbeing programs.

Early feedback shows strong enthusiasm for the program. It's proving the value of equipping employees with the tools and knowledge to make good financial decisions.

A Year 1 evaluation produced by CSI Swinburne found the program was immediately helpful for social enterprises in supporting employees faced with challenging situations. The full report is available below.

The program is initially being delivered to the social enterprises that are participating in the White Box Payment By Outcomes Trial. White Box hopes to expand the program to more jobs-focused social enterprises across Australia in the future.

The unexpected benefits

Jacob, a crew member at YMCA ReBuild, confronted a significant debt issue after undergoing financial wellbeing training. Initially overwhelmed, the looming debt exacerbated his anxiety. However, the program equipped him with the confidence and skills to tackle the problem. Within a day, he established payment plans, and with assistance from his case worker, he discovered a prison program that reduced his debt from $9,000 to $200.

"Having the confidence to open up and deal with my fines was a win."

– Jacob, YMCA ReBuild.

CSI's First Year evaluation can be found below.

First year results of the Financial Wellbeing Program




All of the desired effects for social enterprises – integration with existing support, personalisation, and capability and skills – were delivered in Year 1.


Data talks

Our mission at White Box is to mainstream social enterprise.
To do this we’re building our case with data so our country’s key decision makers can see just how valuable social enterprises are to individuals, our communities and the economy.


Year 1 CSI Evaluation

CSI Swinburne completed its first year independent evaluation of the Financial Wellbeing Program. 
Here's what they found out:
>  Full report
>  Summary

Participating social enterprises

Ability Works
Beacon Laundry
Fruit 2 Work
Good Sammy
Vanguard Laundry

Funding Partner

A special thanks to Ecstra Foundation, the program would not have been possible without your support.

Ecstra Foundation

Latest news

April 17, 2024
First year of Financial Wellbeing Program delivers promising results
A financial wellbeing program created for, and with, jobs-focused social enterprises is delivering incredible returns for employees – giving them the confidence and skills to better manage their money.
May 3, 2023
White Box to co-design new financial wellbeing program for jobs-focused social enterprises
White Box, with the support of Ecstra Foundation, announced today its plans to co-design a new financial wellbeing program in collaboration with selected social enterprises.


Our Locations

Brisbane (HQ)
1/309 North Quay, Brisbane QLD 4000
Mailing Address:
PO Box 590, Fortitude Valley QLD 4006

Cairns Jobs Hub
Level 1/61 Abbott Street
Cairns City QLD 4870

Social Enterprise District
– Mt Gravatt

1030 Cavendish Road
Mount Gravatt QLD 4122


White Box is always on the lookout for people that have social enterprise in their blood. We don’t have any positions open at the moment but we are always recruiting. Find out more.


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Acknowledgement of Country

We are proud to work with social enterprises all over Australia. We acknowledge and pay our respects to the Traditional Owners of the land we work and live on, recognising that Sovereignty was never ceded. We pay our respects to the First People of this country, their culture and Elders past, present and emerging.